Pricing
Pay per analysis. No subscriptions. No surprises.
Buy a credit pack and spend it at your own pace. One credit equals one complete affordability report. Credits never expire.
Credit packs
Choose the pack that fits your volume.
Enterprise
Running high volume? Let's build a custom arrangement.
What you get
One credit. One complete report.
Every API call returns the full intelligence stack — not a summary, not a score in isolation. The complete picture a credit decision requires.
Verified monthly income with salary date and consistency score
Full expense breakdown across 8 categories
Affordability grade and recommended maximum instalment
12 behavioural risk flags
Plain-language analyst summary
Structured JSON output, ready for your system
How it works
Simple by design.
01
Buy a credit pack
Purchase once via PayFast. Credits are provisioned instantly and never expire.
02
Credits deduct per call
Each successful analysis deducts one credit from your balance. Failed or invalid requests are never charged.
03
Top up any time
When your balance runs low, buy another pack. No subscriptions. No auto-charges.
POPIA Compliant
No statement content is ever stored. Processing is in-memory only.
Credits never expire
Buy when you need to. Your balance carries forward indefinitely.
Instant provisioning
Credits are live the moment payment clears. No waiting.
The business case
One bad loan costs more than a year of Sorae calls.
At R8–R15 per analysis, Sorae is the lowest-cost risk mitigation in your process. The ROI is immediate. One avoided default or problem tenant pays for hundreds of reports.
R8
per analysis at scale
< 2s
report turnaround
5
major SA banks supported
0
data stored per call
Start with 3 free analyses.
Create an account and we'll provision 3 free credits so you can verify the output before committing to a pack. No credit card required.