Pricing
One bad loan costs more than a year of Sorae.
At R8–R15 per analysis, Sorae is the lowest-cost risk mitigation in your process. One avoided default pays for hundreds of reports.
No subscriptions. No surprises. Credits never expire.
Credit packs
Choose the pack that fits your volume.
Larger packs cost less per analysis. Upgrade any time.
Scale
R4,000
R8.00 / analysis
500 analyses
Built for volume. Maximum efficiency.
Secured by PayFast · POPIA compliant
Growth
R1,000
R10.00 / analysis
100 analyses
Save R500 vs Starter rate
Most popular for active lenders.
Secured by PayFast · POPIA compliant
Starter
R300
R15.00 / analysis
20 analyses
Best for pilots and small teams.
Secured by PayFast · POPIA compliant
Processing 500+ statements a month?
Book a 30-minute call — volume pricing, integration help, and a live walkthrough.
What you get
One credit. One complete report.
Every API call returns the full intelligence stack — not a summary, not a score in isolation. The complete picture a credit decision requires.
What your analyst does in 15 minutes, verified in seconds — with the working shown.
Verified monthly income with salary date and consistency score
Full expense breakdown across 8 categories
Affordability grade and recommended maximum instalment
20+ behavioural risk flags (gambling, debt stress, overdraft reliance)
Plain-language analyst summary
Structured JSON output, ready for your system
How it works
Simple by design.
01
Buy a credit pack
Purchase once via PayFast — South Africa's most trusted payment gateway. Credits are provisioned instantly and never expire.
02
Credits deduct per analysis
Each successful analysis deducts one credit. Failed or invalid requests are never charged. You only pay for results.
03
Top up any time
When your balance runs low, buy another pack. No subscriptions. No auto-charges. You are always in control.
POPIA Compliant
Statement PDFs are never stored — processing is in-memory only. Analysis reports are kept under your account and deleted with it.
Credits never expire
Buy when you need to. Your balance carries forward indefinitely. No pressure, no deadlines.
Instant provisioning
Credits are live the moment PayFast confirms payment. No waiting, no manual activation.
The business case
One bad loan costs more than a year of Sorae analyses.
At R8–R15 per analysis, Sorae is the lowest-cost risk mitigation in your process. The ROI is immediate. One avoided default or problem tenant pays for hundreds of reports.
R8
per analysis at scale
< 3s
report turnaround
5
major SA banks supported
0
documents stored — ever
Start with 5 free analyses.
Create an account and we'll provision 5 free credits. Test it against statements you already know the answer to — one you approved, one you declined, one you suspected. No credit card required.